Life Insurance: Life insurance is an effective way to help protect your family's lifestyle and future. Plus the cash value in a whole life insurance policy can be accessed via policy loans and withdrawals can be used to help you supplement your retirement income. This cash value can also be accessed and used for other major life events and can play an important part in estate, business succession, or charitable giving plans.

Long-Term Care Insurance: Going through life may require a little help along the way. So if you're planning ahead, long-term care insurance may help protect you or a family member's future plans and help preserve the assets you've worked so hard to build.

Retirement Income: Preparing for retirement is easier with the help of our guaranteed^{^} lifetime income annuity products. You can select an immediate annuity¹ that pays income right away, or a tax-deferred fixed annuity¹ that allows you to set aside money until you need it. Either way, you will be assured a steady, dependable source of income for life.

Other Products: We have established relationships with other carriers, and can supply you with information on disability income insurance as well as individual and group health insurance products. ²If we don't offer it, chances are we can assist you.

To learn more about the products and services we offer, please feel free to give us a call or request a free consultation. We'll be happy to answer all your questions and make specific recommendations based on your input.

Oldham Financial Services is not owned or operated by New York Life Insurance Company or its affiliates, however any individuals listed are licensed Agents with New York Life Insurance Company. ^{^}Guarantees are backed by the claims paying ability of the issuer. ¹New York Life fixed annuities are Issued by New York Life Insurance and Annuity Corporation (A Delaware Corporation) ²Products available through one or more carriers not affiliated with New York Life; dependent on carrier authorization and product availability in your state or locality.